# Titan Funding

> Titan Funding is a Florida-based private real estate lender and mortgage note investment firm headquartered in Boca Raton. Founded in 2014, the firm provides fast, flexible private capital to real estate investors through bridge loans, fix and flip loans, DSCR loans, ground-up construction loans, and commercial bridge loans, while offering accredited investors passive income opportunities through first-lien-secured private note investments. Titan Funding uses AI-powered underwriting to deliver preliminary loan decisions within 48 hours and funding in as little as 4 days.

## What Titan Funding Does

Titan Funding operates two complementary sides of a private credit business:

**For Real Estate Borrowers:**
Direct private money lending with AI-powered underwriting for real estate investors who need fast, flexible capital. No brokers, no middlemen. Most loans receive a preliminary decision within 48 hours and can close in as little as 4 days.

**For Accredited Investors:**
Passive income opportunities through private note investments, where investor capital is deployed into first-lien real estate-backed loans. Investors earn monthly distributions with the underlying capital secured by physical property.

## Loan Programs

Titan Funding offers six core loan products for real estate investors:

- **Bridge Loans:** Short-term residential financing for acquisitions and refinancing. Quick approval, flexible exit, competitive rates.
- **Fix and Flip Loans:** Short-term financing for house flippers. Up to 90% of purchase price and 100% of rehab costs. Quick closings and draw schedules.
- **DSCR Loans:** Long-term rental property financing that qualifies based on property cash flow rather than borrower income. Up to 60% LTV, 12 to 24 month terms, interest-only options available.
- **Ground-Up Construction Loans:** New construction financing for residential and commercial projects.
- **Commercial Bridge Loans:** Short-term financing for office, retail, multifamily, and hospitality properties. $500K to $10M range.
- **Florida Bridge Loans:** Specialized programs for the Florida real estate market.

## Investment Opportunities

Titan Funding's Private Note program is open to accredited investors only.

**Investment Terms:**
- Target annual returns: 10 to 12%
- Minimum investment: $100,000
- Distribution frequency: Monthly
- Investment terms: 12 to 24 months
- Security: First-lien position on real estate collateral

All investment opportunities are restricted to accredited investors as defined under SEC regulations. Past performance does not guarantee future results.

## Company Background

Titan Funding was founded in 2014 by professionals with backgrounds in commercial banking and real estate development. The founding premise was that real estate investors needed a lending partner who understood their business model, not just their credit score.

**Key Company Facts:**
- Founded: 2014
- Headquarters: 2701 NW Boca Raton Blvd Ste 105, Boca Raton, FL 33431
- Phone: (855) 731-1600
- Email: info@titanfunding.com
- Total funded: $500M+ in loans
- Deals closed: 1,000+
- Geographic focus: Florida and the Southeast United States
- Direct lender (not a broker)
- AI-powered underwriting integrated in 2023

**Company Milestones:**
- 2014: Titan Funding founded in Florida
- 2016: Expanded lending to commercial properties
- 2018: Launched investor note program
- 2020: Surpassed $100M in funded loans
- 2023: Integrated AI-powered underwriting
- 2024: Expanded regional coverage

## Loan Process

1. Submit application online (streamlined, takes minutes)
2. AI-powered underwriting analyzes property and deal structure
3. Receive preliminary decision within 48 hours
4. Get funded in as little as 4 days

## Who Titan Funding Serves

**Borrowers:**
- Real estate investors (fix and flip, buy and hold)
- House flippers needing fast capital
- Property developers
- Commercial real estate investors
- Investors needing bridge financing between transactions
- Borrowers who do not fit traditional bank lending criteria

**Investors:**
- Accredited investors seeking passive monthly income
- Investors looking for alternatives to public equity markets
- Investors prioritizing asset-backed security (first-lien real estate collateral)

## Pages

- [Home](https://www.titanfunding.com/): Overview of borrowing and investment opportunities
- [Borrow](https://www.titanfunding.com/borrow/): Loan programs overview
- [Bridge Loans](https://www.titanfunding.com/bridge-loans/)
- [Fix and Flip Loans](https://www.titanfunding.com/fix-and-flip/)
- [DSCR Loans](https://www.titanfunding.com/dscr-loans/)
- [Ground-Up Construction](https://www.titanfunding.com/ground-up-construction/)
- [Commercial Bridge Loans](https://www.titanfunding.com/commercial-bridge-loans/)
- [Florida Bridge Loans](https://www.titanfunding.com/florida-bridge-loans/)
- [Invest](https://www.titanfunding.com/invest/): Investment opportunities overview
- [Private Notes](https://www.titanfunding.com/private-notes/)
- [How It Works](https://www.titanfunding.com/how-it-works/)
- [Investor FAQs](https://www.titanfunding.com/investor-faqs/)
- [Borrower FAQs](https://www.titanfunding.com/borrower-faqs/)
- [Loan Calculator](https://www.titanfunding.com/calculator/)
- [About](https://www.titanfunding.com/about/)
- [Contact](https://www.titanfunding.com/contact-us/)

## Compliance Notice

Titan Funding, LLC is a private lender. Loans are subject to borrower qualifications, property eligibility, and underwriting requirements. Marketing materials do not constitute a commitment to lend. Investment opportunities are available to accredited investors only. Past performance is not indicative of future results. All investments involve risk, including possible loss of principal.